Platform for regulatory controls, third-party risks, and audit-ready evidence – centrally documented and always ready for review.
FinTechs, partner banks, and assurance teams gain a shared, up-to-date view of regulatory controls, risks, and evidence. All relevant compliance information is centrally documented and auditable at any time. This transforms compliance from a manual audit project into a continuous, transparent process. All stakeholders work on a shared data foundation and have real-time visibility into the status of regulatory controls, documented evidence, identified risks, and the current compliance status.Learn more
FinTechs and banks are working increasingly closely together – while regulatory requirements continue to rise. In many organizations, however, controls, evidence, and risk analyses are still managed in Excel spreadsheets, documents, or isolated tools. This leads to common issues such as lack of transparency over regulatory controls, fragmented evidence documentation, limited visibility into third-party risks, high manual effort during audits, and no continuous compliance monitoring.
Especially in FinTech ecosystems, this fragmentation complicates collaboration between FinTechs, partner banks, and auditors. Declarion connects control management, risk assessment, and evidence documentation within a single centralized platform.
Data Capture
Controls, regulatory requirements, and evidence are structured within Declarion or integrated from existing systems. Documentation, policies, and evidence are centrally consolidated.
Structuring
The Declarion engine organizes controls, evidence, and risk data in line with regulatory requirements, creating a clear structure for compliance management.
Monitoring
Controls and risks are continuously monitored. FinTechs and partner banks have full transparency at all times regarding control status, evidence documentation, identified risks, and regulatory requirements.
Audit Readiness
All regulatory evidence is structured and documented, and always ready for audit. This enables significantly more efficient audits and regulatory reviews.
Your Benefits
Reduced Manual Effort
Declarion reduces manual compliance processes and replaces fragmented Excel structures with a centralized platform for controls, risks, and evidence.
Continuous Compliance
Controls and risks are continuously monitored – not just at the time of an audit.
Audit-Ready Evidence
Regulatory evidence is documented in a traceable manner and immediately auditable at any time.
Transparency in the FinTech Ecosystem
FinTechs, banks, and auditors work on a shared data foundation with a clear view of controls, risks, and evidence.
Faster Collaboration with Partner Banks
Through structured documentation of controls, risks, and evidence, FinTechs can transparently demonstrate regulatory compliance to partner banks. This facilitates onboarding and audit processes and reduces coordination effort between parties.
Scalable Compliance Structures
As organizations grow, regulatory requirements and internal controls increase. Declarion provides a scalable compliance infrastructure that evolves with new products, markets, and regulatory demands.
Compliance & Security
As a platform for regulated financial institutions, security and regulatory compliance are core components of Declarion’s architecture. The platform supports organizations in implementing regulatory requirements from European and national frameworks, including DORA – Digital Operational Resilience Act, MaRisk – Minimum Requirements for Risk Management, BAIT – Supervisory Requirements for IT in Banking, EBA Outsourcing Guidelines, PSD2 / ZAG.
Compliance expertise, risk optimization, audit readiness.
- Legal ExpertiseDeclarion is developed by an interdisciplinary team of legal professionals, compliance specialists, and regulatory experts. The team continuously monitors new legal requirements, regulatory guidelines, and current case law – translating them into the platform’s logic. This creates a system that not only automates technical processes but also systematically translates legal developments into operational compliance.
- Structured CaptureRisk transfer measures are captured in a structured manner (e.g., insurance, outsourcing contracts, liability transfers).
- Audit-Proof Storage & DocumentationEvidence and documentation are stored in an audit-proof manner. Responsibilities and contractual foundations are documented.
- Automated MonitoringControls and effectiveness checks are monitored automatically.
- TransparencyThrough continuous monitoring and documented evidence, Declarion ensures that risk transfer is not only formally decided but effectively implemented on an ongoing basis. Changes in service providers, contracts, or insurance are immediately visible and can be incorporated into risk assessments.
- Hosting and InfrastructureDeclarion’s infrastructure is operated in certified data centers within the European Union.
Data Security and Data Protection (GDPR-compliant)
- Zero-Trust Architecture:AES-256 encryption at rest and TLS 1.2+ for data in transit.
- Regular AuditsIndependent third-party security audits (SOC 2 readiness).
- Purpose Limitation & Data MinimizationData is processed exclusively for defined compliance and governance processes.
- Integrity and ConfidentialityEnsured through technical and organizational measures.
- Audit-Proof EvidenceThe platform is designed to ensure that audit-relevant evidence is documented in a tamper-proof and traceable manner. This includes versioning of documents and evidence, complete audit trails, traceable changes and approvals, and structured evidence storage for audits and certifications. This enables organizations to demonstrate at any time that compliance processes have been properly implemented. Customers retain full control over their data at all times. Clear role and permission concepts, controlled approval of evidence and documentation, traceable data access, and defined retention and deletion policies.
- Protection of Corporate DataDeclarion follows a security-by-design and privacy-by-design approach at the architectural level.
Secure API and Infrastructure
Declarion integrates seamlessly into existing systems and supports a secure, scalable infrastructure.
Token-Based Authentication
Secure API interactions and controlled access to platform functions.
Cloud Infrastructure
Certified cloud environments with redundant infrastructure.